You start by putting aside some money every month from your savings, into an investment account. Once you build up your investment fund, then you can start to look for investments that match your risk appetite. You have to identify what sort of investor you are. Are you a risk taker Or perhaps like my wife, you are totally risk adverse? Not to worry because there are different types of stocks and shares to suit all types. (Lesson No 2- Know Yourself and Your Appetite for Risk) Property is another segment that you should put some of your savings towards, but that is a topic for a different day . Let’s just focus on Share Market Investments for now.